2014 SBD to NAD Historical Review

YEARLY HIGH

1.5544 NAD

YEARLY LOW

1.4094 NAD

YEARLY AVERAGE

1.4837 NAD

2014 SBD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 1.5544. Conversely, the yearly low was recorded on May 14, dropping to 1.4094.

This high-to-low spread represents a total annual volatility of 0.1450 NAD. From a start-to-finish perspective, comparing the January average rate of 1.5053 to the December average rate of 1.5199, the exchange rate registered a net change of 0.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.5544 was up 6.19% compared to the 2013 peak of 1.4638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 7,772 NAD

2013 Average 6,742 NAD

Yearly Trough Low 7,047 NAD

Transaction Impact: A difference of 724.96 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.5294

1.4155

JanuMarcMayJulySeptNove

SBD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4734, compared to 1.4940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 1.4734

H2 Avg (Jul–Dec) 1.4940

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.0920 NAD (High: 1.5544 / Low: 1.4623). On the other end, April was the most stable month, with a tight range of 0.0309 NAD (High: 1.4640 / Low: 1.4331).

January Spread (Volatile) ±0.0920

April Spread (Stable) ±0.0309

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0335 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0335

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.5053) against the same month in 2013 (average: 1.2356), the exchange rate shifted by +0.2696 (+21.82%).

2014 Avg (January) 1.5053

2013 Avg (January) 1.2356

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5544	1.4623	1.5053
February	1.5444	1.4749	1.5113
March	1.4967	1.4529	1.4778
April	1.4640	1.4331	1.4502
May	1.4424	1.4094	1.4250
June	1.4959	1.4451	1.4707
July	1.4910	1.4510	1.4735
August	1.4884	1.4539	1.4742
September	1.5317	1.4670	1.5046
October	1.5348	1.4766	1.5014
November	1.5156	1.4655	1.4902
December	1.5536	1.4678	1.5199