2014 SBD to NZD Historical Review

YEARLY HIGH

0.1751 NZD

YEARLY LOW

0.1566 NZD

YEARLY AVERAGE

0.1650 NZD

2014 SBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.1751. Conversely, the yearly low was recorded on July 12, dropping to 0.1566.

This high-to-low spread represents a total annual volatility of 0.0184 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1677 to the December average rate of 0.1703, the exchange rate registered a net change of 1.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1751 was down 3.86% compared to the 2013 peak of 0.1821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 875 NZD

2013 Average 853 NZD

Yearly Trough Low 783 NZD

Transaction Impact: A difference of 92.23 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1736

0.1578

JanuMarcMayJulySeptNove

SBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1623, compared to 0.1676 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.1623

H2 Avg (Jul–Dec) 0.1676

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0104 NZD (High: 0.1745 / Low: 0.1641). On the other end, April was the most stable month, with a tight range of 0.0029 NZD (High: 0.1609 / Low: 0.1580).

September Spread (Volatile) ±0.0104

April Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0048 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.1723) against the same month in 2013 (average: 0.1674), the exchange rate shifted by +0.0049 (+2.90%).

2014 Avg (October) 0.1723

2013 Avg (October) 0.1674

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1701	0.1654	0.1677
February	0.1706	0.1640	0.1661
March	0.1645	0.1586	0.1614
April	0.1609	0.1580	0.1597
May	0.1614	0.1573	0.1591
June	0.1624	0.1577	0.1598
July	0.1626	0.1566	0.1591
August	0.1657	0.1618	0.1639
September	0.1745	0.1641	0.1685
October	0.1751	0.1695	0.1723
November	0.1749	0.1695	0.1716
December	0.1733	0.1679	0.1703