2020 SBD to NZD Historical Review

YEARLY HIGH

0.2150 NZD

YEARLY LOW

0.1732 NZD

YEARLY AVERAGE

0.1872 NZD

2020 SBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.2150. Conversely, the yearly low was recorded on December 30, dropping to 0.1732.

This high-to-low spread represents a total annual volatility of 0.0418 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1826 to the December average rate of 0.1752, the exchange rate registered a net change of -4.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2150 was up 10.28% compared to the 2019 peak of 0.1949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,075 NZD

2019 Average 926 NZD

Yearly Trough Low 866 NZD

Transaction Impact: A difference of 208.81 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2027

0.1727

JanuMarcMayJulySeptNove

SBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1926, compared to 0.1817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0109 points.

H1 Avg (Jan–Jun) 0.1926

H2 Avg (Jul–Dec) 0.1817

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0282 NZD (High: 0.2150 / Low: 0.1867). On the other end, July was the most stable month, with a tight range of 0.0038 NZD (High: 0.1844 / Low: 0.1806).

March Spread (Volatile) ±0.0282

July Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0113 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2001) against the same month in 2019 (average: 0.1800), the exchange rate shifted by +0.0200 (+11.14%).

2020 Avg (March) 0.2001

2019 Avg (March) 0.1800

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1871	0.1788	0.1826
February	0.1939	0.1863	0.1896
March	0.2150	0.1867	0.2001
April	0.2059	0.1955	0.2002
May	0.2014	0.1934	0.1973
June	0.1906	0.1827	0.1860
July	0.1844	0.1806	0.1824
August	0.1854	0.1794	0.1834
September	0.1876	0.1788	0.1834
October	0.1878	0.1837	0.1855
November	0.1878	0.1766	0.1803
December	0.1777	0.1732	0.1752