2015 SBD to NZD Historical Review

YEARLY HIGH

0.2007 NZD

YEARLY LOW

0.1663 NZD

YEARLY AVERAGE

0.1824 NZD

2015 SBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.2007. Conversely, the yearly low was recorded on January 11, dropping to 0.1663.

This high-to-low spread represents a total annual volatility of 0.0345 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1723 to the December average rate of 0.1828, the exchange rate registered a net change of 6.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2007 was up 14.66% compared to the 2014 peak of 0.1751, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,004 NZD

2014 Average 825 NZD

Yearly Trough Low 831 NZD

Transaction Impact: A difference of 172.29 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2009

0.1669

JanuMarcMayJulySeptNove

SBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1744, compared to 0.1903 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 0.1744

H2 Avg (Jul–Dec) 0.1903

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0141 NZD (High: 0.1804 / Low: 0.1663). On the other end, September was the most stable month, with a tight range of 0.0047 NZD (High: 0.2007 / Low: 0.1960).

January Spread (Volatile) ±0.0141

September Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0102 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.1981) against the same month in 2014 (average: 0.1685), the exchange rate shifted by +0.0296 (+17.54%).

2015 Avg (September) 0.1981

2014 Avg (September) 0.1685

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1804	0.1663	0.1723
February	0.1804	0.1704	0.1740
March	0.1759	0.1684	0.1726
April	0.1728	0.1669	0.1697
May	0.1817	0.1716	0.1756
June	0.1866	0.1779	0.1824
July	0.1941	0.1874	0.1905
August	0.1974	0.1876	0.1915
September	0.2007	0.1960	0.1981
October	0.1959	0.1827	0.1879
November	0.1954	0.1867	0.1911
December	0.1879	0.1791	0.1828