2021 SBD to NZD Historical Review

YEARLY HIGH

0.1839 NZD

YEARLY LOW

0.1683 NZD

YEARLY AVERAGE

0.1763 NZD

2021 SBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1839. Conversely, the yearly low was recorded on February 24, dropping to 0.1683.

This high-to-low spread represents a total annual volatility of 0.0156 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1739 to the December average rate of 0.1822, the exchange rate registered a net change of 4.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1839 was down 14.45% compared to the 2020 peak of 0.2150, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 920 NZD

2020 Average 936 NZD

Yearly Trough Low 842 NZD

Transaction Impact: A difference of 77.89 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1832

0.1715

JanuMarcMayJulySeptNove

SBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1746, compared to 0.1779 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.1746

H2 Avg (Jul–Dec) 0.1779

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0108 NZD (High: 0.1805 / Low: 0.1697). On the other end, July was the most stable month, with a tight range of 0.0033 NZD (High: 0.1799 / Low: 0.1766).

March Spread (Volatile) ±0.0108

July Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0022 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0022

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1822) against the same month in 2020 (average: 0.1752), the exchange rate shifted by +0.0070 (+3.98%).

2021 Avg (December) 0.1822

2020 Avg (December) 0.1752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1765	0.1704	0.1739
February	0.1742	0.1683	0.1724
March	0.1805	0.1697	0.1758
April	0.1785	0.1726	0.1759
May	0.1754	0.1721	0.1737
June	0.1803	0.1728	0.1762
July	0.1799	0.1766	0.1780
August	0.1821	0.1759	0.1780
September	0.1805	0.1735	0.1758
October	0.1795	0.1725	0.1761
November	0.1818	0.1736	0.1775
December	0.1839	0.1804	0.1822