2025 SBD to NZD Historical Review

YEARLY HIGH

0.2179 NZD

YEARLY LOW

0.1967 NZD

YEARLY AVERAGE

0.2069 NZD

2025 SBD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 0.2179. Conversely, the yearly low was recorded on July 1, dropping to 0.1967.

This high-to-low spread represents a total annual volatility of 0.0212 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2107 to the December average rate of 0.2111, the exchange rate registered a net change of 0.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2179 was up 2.16% compared to the 2024 peak of 0.2133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,089 NZD

2024 Average 982 NZD

Yearly Trough Low 983 NZD

Transaction Impact: A difference of 106.09 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2161

0.1972

JanuMarcMayJulySeptNove

SBD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2056, compared to 0.2083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.2056

H2 Avg (Jul–Dec) 0.2083

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0178 NZD (High: 0.2179 / Low: 0.2000). On the other end, June was the most stable month, with a tight range of 0.0042 NZD (High: 0.2011 / Low: 0.1969).

April Spread (Volatile) ±0.0178

June Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0037 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.2058) against the same month in 2024 (average: 0.1981), the exchange rate shifted by +0.0076 (+3.85%).

2025 Avg (April) 0.2058

2024 Avg (April) 0.1981

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2133	0.2075	0.2107
February	0.2124	0.2058	0.2085
March	0.2120	0.2040	0.2077
April	0.2179	0.2000	0.2058
May	0.2043	0.1996	0.2020
June	0.2011	0.1969	0.1988
July	0.2060	0.1967	0.2006
August	0.2090	0.2033	0.2059
September	0.2110	0.2032	0.2069
October	0.2126	0.2079	0.2108
November	0.2173	0.2118	0.2145
December	0.2136	0.2089	0.2111