2012 SBD to SGD Historical Review

YEARLY HIGH

0.1842 SGD

YEARLY LOW

0.1695 SGD

YEARLY AVERAGE

0.1752 SGD

2012 SBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 8, valuing the pair at 0.1842. Conversely, the yearly low was recorded on October 22, dropping to 0.1695.

This high-to-low spread represents a total annual volatility of 0.0147 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1744 to the December average rate of 0.1720, the exchange rate registered a net change of -1.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1842 was up 6.71% compared to the 2011 peak of 0.1726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 921 SGD

2011 Average 826 SGD

Yearly Trough Low 847 SGD

Transaction Impact: A difference of 73.64 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1835

0.1707

JanuMarcMayJulySeptNove

SBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1768, compared to 0.1737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 0.1768

H2 Avg (Jul–Dec) 0.1737

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0096 SGD (High: 0.1816 / Low: 0.1720). On the other end, August was the most stable month, with a tight range of 0.0018 SGD (High: 0.1774 / Low: 0.1756).

July Spread (Volatile) ±0.0096

August Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2012. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0067 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.1824) against the same month in 2011 (average: 0.1638), the exchange rate shifted by +0.0187 (+11.39%).

2012 Avg (June) 0.1824

2011 Avg (June) 0.1638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1777	0.1704	0.1744
February	0.1794	0.1759	0.1779
March	0.1775	0.1748	0.1762
April	0.1770	0.1740	0.1754
May	0.1756	0.1733	0.1742
June	0.1842	0.1797	0.1824
July	0.1816	0.1720	0.1757
August	0.1774	0.1756	0.1766
September	0.1766	0.1715	0.1737
October	0.1734	0.1695	0.1718
November	0.1734	0.1699	0.1723
December	0.1726	0.1704	0.1720