2020 SBD to SGD Historical Review

YEARLY HIGH

0.1764 SGD

YEARLY LOW

0.1616 SGD

YEARLY AVERAGE

0.1676 SGD

2020 SBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.1764. Conversely, the yearly low was recorded on January 20, dropping to 0.1616.

This high-to-low spread represents a total annual volatility of 0.0149 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1631 to the December average rate of 0.1656, the exchange rate registered a net change of 1.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1764 was up 2.97% compared to the 2019 peak of 0.1713, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 882 SGD

2019 Average 832 SGD

Yearly Trough Low 808 SGD

Transaction Impact: A difference of 74.27 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1721

0.1623

JanuMarcMayJulySeptNove

SBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1686, compared to 0.1666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.1686

H2 Avg (Jul–Dec) 0.1666

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0140 SGD (High: 0.1764 / Low: 0.1625). On the other end, July was the most stable month, with a tight range of 0.0018 SGD (High: 0.1679 / Low: 0.1661).

March Spread (Volatile) ±0.0140

July Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0032 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0032

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1711) against the same month in 2019 (average: 0.1666), the exchange rate shifted by +0.0045 (+2.70%).

2020 Avg (March) 0.1711

2019 Avg (March) 0.1666

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1652	0.1616	0.1631
February	0.1704	0.1650	0.1683
March	0.1764	0.1625	0.1711
April	0.1735	0.1694	0.1713
May	0.1720	0.1693	0.1704
June	0.1686	0.1665	0.1671
July	0.1679	0.1661	0.1668
August	0.1672	0.1643	0.1659
September	0.1691	0.1646	0.1670
October	0.1690	0.1663	0.1674
November	0.1695	0.1660	0.1669
December	0.1668	0.1644	0.1656