2014 SBD to SGD Historical Review

YEARLY HIGH

0.1775 SGD

YEARLY LOW

0.1698 SGD

YEARLY AVERAGE

0.1733 SGD

2014 SBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 26, valuing the pair at 0.1775. Conversely, the yearly low was recorded on May 8, dropping to 0.1698.

This high-to-low spread represents a total annual volatility of 0.0077 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1764 to the December average rate of 0.1740, the exchange rate registered a net change of -1.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1775 was down 1.64% compared to the 2013 peak of 0.1804, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 887 SGD

2013 Average 874 SGD

Yearly Trough Low 849 SGD

Transaction Impact: A difference of 38.29 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1769

0.1708

JanuMarcMayJulySeptNove

SBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1736, compared to 0.1731 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1736

H2 Avg (Jul–Dec) 0.1731

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0032 SGD (High: 0.1758 / Low: 0.1726). On the other end, April was the most stable month, with a tight range of 0.0018 SGD (High: 0.1736 / Low: 0.1718).

December Spread (Volatile) ±0.0032

April Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.1764) against the same month in 2013 (average: 0.1731), the exchange rate shifted by +0.0033 (+1.90%).

2014 Avg (January) 0.1764

2013 Avg (January) 0.1731

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1775	0.1753	0.1764
February	0.1759	0.1731	0.1743
March	0.1754	0.1731	0.1744
April	0.1736	0.1718	0.1725
May	0.1723	0.1698	0.1713
June	0.1736	0.1710	0.1725
July	0.1727	0.1709	0.1718
August	0.1735	0.1716	0.1726
September	0.1739	0.1719	0.1731
October	0.1742	0.1719	0.1727
November	0.1755	0.1731	0.1742
December	0.1758	0.1726	0.1740