2021 SBD to SGD Historical Review

YEARLY HIGH

0.1702 SGD

YEARLY LOW

0.1635 SGD

YEARLY AVERAGE

0.1675 SGD

2021 SBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 0.1702. Conversely, the yearly low was recorded on March 3, dropping to 0.1635.

This high-to-low spread represents a total annual volatility of 0.0066 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1657 to the December average rate of 0.1686, the exchange rate registered a net change of 1.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1702 was down 3.54% compared to the 2020 peak of 0.1764, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 851 SGD

2020 Average 838 SGD

Yearly Trough Low 818 SGD

Transaction Impact: A difference of 33.17 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1691

0.1654

JanuMarcMayJulySeptNove

SBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1668, compared to 0.1682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.1668

H2 Avg (Jul–Dec) 0.1682

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0064 SGD (High: 0.1700 / Low: 0.1635). On the other end, February was the most stable month, with a tight range of 0.0018 SGD (High: 0.1669 / Low: 0.1652).

March Spread (Volatile) ±0.0064

February Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.1685) against the same month in 2020 (average: 0.1668), the exchange rate shifted by +0.0017 (+1.04%).

2021 Avg (July) 0.1685

2020 Avg (July) 0.1668

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1670	0.1640	0.1657
February	0.1669	0.1652	0.1659
March	0.1700	0.1635	0.1684
April	0.1685	0.1661	0.1672
May	0.1679	0.1658	0.1668
June	0.1682	0.1657	0.1668
July	0.1702	0.1675	0.1685
August	0.1695	0.1668	0.1682
September	0.1689	0.1664	0.1672
October	0.1687	0.1667	0.1678
November	0.1700	0.1677	0.1688
December	0.1700	0.1666	0.1686