2015 SBD to SGD Historical Review

YEARLY HIGH

0.1801 SGD

YEARLY LOW

0.1697 SGD

YEARLY AVERAGE

0.1749 SGD

2015 SBD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SBD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.1801. Conversely, the yearly low was recorded on June 19, dropping to 0.1697.

This high-to-low spread represents a total annual volatility of 0.0104 SGD. From a start-to-finish perspective, comparing the January average rate of 0.1757 to the December average rate of 0.1739, the exchange rate registered a net change of -1.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1801 was up 1.45% compared to the 2014 peak of 0.1775, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 900 SGD

2014 Average 867 SGD

Yearly Trough Low 848 SGD

Transaction Impact: A difference of 51.99 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1783

0.1705

JanuMarcMayJulySeptNove

SBD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1745, compared to 0.1754 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.1745

H2 Avg (Jul–Dec) 0.1754

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.0071 SGD (High: 0.1797 / Low: 0.1726). On the other end, July was the most stable month, with a tight range of 0.0032 SGD (High: 0.1737 / Low: 0.1705).

October Spread (Volatile) ±0.0071

July Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 0.1773) against the same month in 2014 (average: 0.1742), the exchange rate shifted by +0.0031 (+1.81%).

2015 Avg (November) 0.1773

2014 Avg (November) 0.1742

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1773	0.1739	0.1757
February	0.1788	0.1724	0.1757
March	0.1791	0.1758	0.1775
April	0.1766	0.1704	0.1738
May	0.1755	0.1713	0.1728
June	0.1748	0.1697	0.1712
July	0.1737	0.1705	0.1721
August	0.1771	0.1720	0.1753
September	0.1795	0.1754	0.1777
October	0.1797	0.1726	0.1760
November	0.1801	0.1737	0.1773
December	0.1757	0.1716	0.1739