2012 SCR to BAM Historical Review

YEARLY HIGH

0.1226 BAM

YEARLY LOW

0.1029 BAM

YEARLY AVERAGE

0.1111 BAM

2012 SCR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SCR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 12, valuing the pair at 0.1226. Conversely, the yearly low was recorded on April 2, dropping to 0.1029.

This high-to-low spread represents a total annual volatility of 0.0197 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1093 to the December average rate of 0.1140, the exchange rate registered a net change of 4.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1226 was up 1.07% compared to the 2011 peak of 0.1213, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 613 BAM

2011 Average 565 BAM

Yearly Trough Low 514 BAM

Transaction Impact: A difference of 98.36 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1205

0.1038

JanuMarcMayJulySeptNove

SCR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1071, compared to 0.1152 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.1071

H2 Avg (Jul–Dec) 0.1152

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0099 BAM (High: 0.1145 / Low: 0.1046). On the other end, October was the most stable month, with a tight range of 0.0025 BAM (High: 0.1164 / Low: 0.1139).

January Spread (Volatile) ±0.0099

October Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0037 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.1191) against the same month in 2011 (average: 0.1115), the exchange rate shifted by +0.0077 (+6.90%).

2012 Avg (August) 0.1191

2011 Avg (August) 0.1115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1145	0.1046	0.1093
February	0.1076	0.1030	0.1057
March	0.1086	0.1029	0.1052
April	0.1081	0.1029	0.1061
May	0.1106	0.1047	0.1082
June	0.1111	0.1063	0.1081
July	0.1148	0.1064	0.1096
August	0.1226	0.1132	0.1191
September	0.1203	0.1146	0.1169
October	0.1164	0.1139	0.1151
November	0.1179	0.1146	0.1162
December	0.1159	0.1128	0.1140