2022 SCR to BAM Historical Review

YEARLY HIGH

0.1564 BAM

YEARLY LOW

0.1142 BAM

YEARLY AVERAGE

0.1374 BAM

2022 SCR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SCR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 0.1564. Conversely, the yearly low was recorded on January 16, dropping to 0.1142.

This high-to-low spread represents a total annual volatility of 0.0421 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1257 to the December average rate of 0.1383, the exchange rate registered a net change of 10.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.1564 was up 15.00% compared to the 2021 peak of 0.1360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 782 BAM

2021 Average 532 BAM

Yearly Trough Low 571 BAM

Transaction Impact: A difference of 210.73 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.1518

0.1206

JanuMarcMayJulySeptNove

SCR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1301, compared to 0.1447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0146 points.

H1 Avg (Jan–Jun) 0.1301

H2 Avg (Jul–Dec) 0.1447

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0199 BAM (High: 0.1564 / Low: 0.1364). On the other end, March was the most stable month, with a tight range of 0.0033 BAM (High: 0.1248 / Low: 0.1215).

September Spread (Volatile) ±0.0199

March Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0060 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.1470) against the same month in 2021 (average: 0.1265), the exchange rate shifted by +0.0205 (+16.20%).

2022 Avg (September) 0.1470

2021 Avg (September) 0.1265

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1327	0.1142	0.1257
February	0.1336	0.1186	0.1260
March	0.1248	0.1215	0.1232
April	0.1406	0.1226	0.1272
May	0.1437	0.1305	0.1405
June	0.1450	0.1271	0.1381
July	0.1517	0.1341	0.1447
August	0.1515	0.1402	0.1456
September	0.1564	0.1364	0.1470
October	0.1535	0.1439	0.1492
November	0.1558	0.1371	0.1432
December	0.1423	0.1302	0.1383