2016 SCR to BAM Historical Review

YEARLY HIGH

0.1425 BAM

YEARLY LOW

0.1211 BAM

YEARLY AVERAGE

0.1333 BAM

2016 SCR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SCR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.1425. Conversely, the yearly low was recorded on February 14, dropping to 0.1211.

This high-to-low spread represents a total annual volatility of 0.0214 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1376 to the December average rate of 0.1387, the exchange rate registered a net change of 0.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1425 was down 5.33% compared to the 2015 peak of 0.1506, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 713 BAM

2015 Average 663 BAM

Yearly Trough Low 605 BAM

Transaction Impact: A difference of 107.14 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1397

0.1274

JanuMarcMayJulySeptNove

SCR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1321, compared to 0.1344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.1321

H2 Avg (Jul–Dec) 0.1344

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.0159 BAM (High: 0.1370 / Low: 0.1211). On the other end, September was the most stable month, with a tight range of 0.0031 BAM (High: 0.1335 / Low: 0.1303).

February Spread (Volatile) ±0.0159

September Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0061 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1387) against the same month in 2015 (average: 0.1406), the exchange rate shifted by -0.0018 (-1.31%).

2016 Avg (December) 0.1387

2015 Avg (December) 0.1406

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1403	0.1319	0.1376
February	0.1370	0.1211	0.1316
March	0.1356	0.1268	0.1322
April	0.1362	0.1227	0.1284
May	0.1349	0.1243	0.1300
June	0.1399	0.1290	0.1329
July	0.1388	0.1311	0.1344
August	0.1349	0.1292	0.1320
September	0.1335	0.1303	0.1318
October	0.1368	0.1307	0.1338
November	0.1400	0.1315	0.1359
December	0.1425	0.1358	0.1387