YEARLY HIGH
0.1274 BAM
YEARLY LOW
0.1118 BAM
YEARLY AVERAGE
0.1216 BAM

2018 SCR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SCR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 0.1274. Conversely, the yearly low was recorded on March 7, dropping to 0.1118.

This high-to-low spread represents a total annual volatility of 0.0156 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1154 to the December average rate of 0.1257, the exchange rate registered a net change of 8.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1274 was down 11.48% compared to the 2017 peak of 0.1439, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 637 BAM
2017 Average 639 BAM
Yearly Trough Low 559 BAM
Transaction Impact: A difference of 78.03 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1267
0.1143
JanuMarcMayJulySeptNove

SCR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1188, compared to 0.1244 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.1188
H2 Avg (Jul–Dec) 0.1244

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0096 BAM (High: 0.1259 / Low: 0.1163). On the other end, June was the most stable month, with a tight range of 0.0032 BAM (High: 0.1252 / Low: 0.1220).

May Spread (Volatile) ±0.0096
June Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.1257) against the same month in 2017 (average: 0.1206), the exchange rate shifted by +0.0051 (+4.23%).

2018 Avg (November) 0.1257
2017 Avg (November) 0.1206

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1184 0.1118 0.1154
February 0.1188 0.1123 0.1163
March 0.1182 0.1118 0.1163
April 0.1202 0.1150 0.1181
May 0.1259 0.1163 0.1225
June 0.1252 0.1220 0.1240
July 0.1246 0.1205 0.1233
August 0.1272 0.1225 0.1246
September 0.1244 0.1164 0.1226
October 0.1267 0.1221 0.1247
November 0.1274 0.1221 0.1257
December 0.1270 0.1228 0.1257