2020 SCR to BAM Historical Review

YEARLY HIGH

0.1390 BAM

YEARLY LOW

0.0751 BAM

YEARLY AVERAGE

0.1026 BAM

2020 SCR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.1390. Conversely, the yearly low was recorded on December 31, dropping to 0.0751.

This high-to-low spread represents a total annual volatility of 0.0638 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1289 to the December average rate of 0.0758, the exchange rate registered a net change of -41.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1390 was down 1.24% compared to the 2019 peak of 0.1407, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 695 BAM

2019 Average 639 BAM

Yearly Trough Low 376 BAM

Transaction Impact: A difference of 319.18 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1367

0.0703

JanuMarcMayJulySeptNove

SCR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1171, compared to 0.0881 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0290 points.

H1 Avg (Jan–Jun) 0.1171

H2 Avg (Jul–Dec) 0.0881

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0285 BAM (High: 0.1311 / Low: 0.1026). On the other end, September was the most stable month, with a tight range of 0.0023 BAM (High: 0.0935 / Low: 0.0912).

April Spread (Volatile) ±0.0285

September Spread (Stable) ±0.0023

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0186 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0186

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1295) against the same month in 2019 (average: 0.1263), the exchange rate shifted by +0.0032 (+2.50%).

2020 Avg (March) 0.1295

2019 Avg (March) 0.1263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1370	0.1273	0.1289
February	0.1339	0.1290	0.1312
March	0.1390	0.1247	0.1295
April	0.1311	0.1026	0.1109
May	0.1119	0.0999	0.1032
June	0.1038	0.0971	0.0989
July	0.0992	0.0927	0.0968
August	0.0936	0.0888	0.0926
September	0.0935	0.0912	0.0924
October	0.0929	0.0857	0.0900
November	0.0869	0.0784	0.0812
December	0.0785	0.0751	0.0758