2012 SCR to GHS Historical Review

YEARLY HIGH

0.1508 GHS

YEARLY LOW

0.1180 GHS

YEARLY AVERAGE

0.1351 GHS

2012 SCR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SCR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.1508. Conversely, the yearly low was recorded on February 1, dropping to 0.1180.

This high-to-low spread represents a total annual volatility of 0.0328 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1218 to the December average rate of 0.1449, the exchange rate registered a net change of 18.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1508 was up 14.31% compared to the 2011 peak of 0.1319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 754 GHS

2011 Average 620 GHS

Yearly Trough Low 590 GHS

Transaction Impact: A difference of 163.78 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1494

0.1182

JanuMarcMayJulySeptNove

SCR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1268, compared to 0.1434 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0166 points.

H1 Avg (Jan–Jun) 0.1268

H2 Avg (Jul–Dec) 0.1434

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0115 GHS (High: 0.1508 / Low: 0.1393). On the other end, December was the most stable month, with a tight range of 0.0013 GHS (High: 0.1454 / Low: 0.1441).

August Spread (Volatile) ±0.0115

December Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0026 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 0.1468) against the same month in 2011 (average: 0.1244), the exchange rate shifted by +0.0223 (+17.93%).

2012 Avg (August) 0.1468

2011 Avg (August) 0.1244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1262	0.1184	0.1218
February	0.1244	0.1180	0.1208
March	0.1273	0.1201	0.1234
April	0.1335	0.1243	0.1289
May	0.1365	0.1289	0.1332
June	0.1365	0.1281	0.1327
July	0.1393	0.1300	0.1343
August	0.1508	0.1393	0.1468
September	0.1496	0.1444	0.1467
October	0.1463	0.1419	0.1440
November	0.1453	0.1427	0.1438
December	0.1454	0.1441	0.1449