YEARLY HIGH
1.0905 GHS
YEARLY LOW
0.6949 GHS
YEARLY AVERAGE
0.8860 GHS

2025 SCR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on March 6, valuing the pair at 1.0905. Conversely, the yearly low was recorded on June 3, dropping to 0.6949.

This high-to-low spread represents a total annual volatility of 0.3956 GHS. From a start-to-finish perspective, comparing the January average rate of 1.0392 to the December average rate of 0.7885, the exchange rate registered a net change of -24.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0905 was down 11.28% compared to the 2024 peak of 1.2292, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 5,453 GHS
2024 Average 5,294 GHS
Yearly Trough Low 3,474 GHS
Transaction Impact: A difference of 1,978.24 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.1162
0.6787
JanuMarcMayJulySeptNove

SCR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9894, compared to 0.7825 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2068 points.

H1 Avg (Jan–Jun) 0.9894
H2 Avg (Jul–Dec) 0.7825

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.3386 GHS (High: 1.0792 / Low: 0.7406). On the other end, July was the most stable month, with a tight range of 0.0297 GHS (High: 0.7421 / Low: 0.7125).

May Spread (Volatile) ±0.3386
July Spread (Stable) ±0.0297

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2376 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2025: 1.0798) against the same month in 2024 (average: 0.9519), the exchange rate shifted by +0.1278 (+13.43%).

2025 Avg (March) 1.0798
2024 Avg (March) 0.9519

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0722 0.9832 1.0392
February 1.0848 1.0277 1.0720
March 1.0905 1.0598 1.0798
April 1.0864 1.0148 1.0774
May 1.0792 0.7406 0.9528
June 0.7406 0.6949 0.7151
July 0.7421 0.7125 0.7312
August 0.7940 0.7149 0.7489
September 0.8719 0.6993 0.8113
October 0.8778 0.7104 0.8186
November 0.8391 0.7251 0.7969
December 0.8506 0.7384 0.7885