2026 SCR to GHS Historical Review

YEARLY HIGH

0.8955 GHS

YEARLY LOW

0.7113 GHS

YEARLY AVERAGE

0.8036 GHS

2026 SCR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SCR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 3, valuing the pair at 0.8955. Conversely, the yearly low was recorded on March 14, dropping to 0.7113.

This high-to-low spread represents a total annual volatility of 0.1842 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7660 to the December average rate of 0.8623, the exchange rate registered a net change of 12.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.8955 was down 17.89% compared to the 2025 peak of 1.0905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 4,477 GHS

2025 Average 4,424 GHS

Yearly Trough Low 3,556 GHS

Transaction Impact: A difference of 920.96 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8719

0.7563

JanuMarcMayJuly

SCR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7870, compared to 0.8533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0663 points.

H1 Avg (Jan–Jun) 0.7870

H2 Avg (Jul–Dec) 0.8533

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.1233 GHS (High: 0.8372 / Low: 0.7139). On the other end, August was the most stable month, with a tight range of 0.0229 GHS (High: 0.8729 / Low: 0.8500).

February Spread (Volatile) ±0.1233

August Spread (Stable) ±0.0229

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0240 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0240

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.8329) against the same month in 2025 (average: 0.7151), the exchange rate shifted by +0.1178 (+16.47%).

2026 Avg (June) 0.8329

2025 Avg (June) 0.7151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8098	0.7198	0.7660
February	0.8372	0.7139	0.7917
March	0.8071	0.7113	0.7677
April	0.8109	0.7236	0.7740
May	0.8150	0.7815	0.7900
June	0.8955	0.7896	0.8329
July	0.8654	0.7859	0.8444
August	0.8729	0.8500	0.8623