2018 SCR to GHS Historical Review

YEARLY HIGH

0.3675 GHS

YEARLY LOW

0.3160 GHS

YEARLY AVERAGE

0.3439 GHS

2018 SCR to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SCR to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.3675. Conversely, the yearly low was recorded on March 7, dropping to 0.3160.

This high-to-low spread represents a total annual volatility of 0.0515 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3264 to the December average rate of 0.3597, the exchange rate registered a net change of 10.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3675 was up 1.60% compared to the 2017 peak of 0.3617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,838 GHS

2017 Average 1,620 GHS

Yearly Trough Low 1,580 GHS

Transaction Impact: A difference of 257.66 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3632

0.3213

JanuMarcMayJulySeptNove

SCR to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3330, compared to 0.3548 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0218 points.

H1 Avg (Jan–Jun) 0.3330

H2 Avg (Jul–Dec) 0.3548

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0289 GHS (High: 0.3675 / Low: 0.3387). On the other end, July was the most stable month, with a tight range of 0.0059 GHS (High: 0.3562 / Low: 0.3504).

September Spread (Volatile) ±0.0289

July Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0036 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.3508) against the same month in 2017 (average: 0.3250), the exchange rate shifted by +0.0258 (+7.94%).

2018 Avg (September) 0.3508

2017 Avg (September) 0.3250

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3326	0.3186	0.3264
February	0.3384	0.3188	0.3285
March	0.3308	0.3160	0.3248
April	0.3336	0.3211	0.3297
May	0.3498	0.3235	0.3388
June	0.3538	0.3470	0.3497
July	0.3562	0.3504	0.3539
August	0.3587	0.3472	0.3530
September	0.3675	0.3387	0.3508
October	0.3642	0.3477	0.3553
November	0.3642	0.3500	0.3562
December	0.3668	0.3499	0.3597