2014 SCR to NAD Historical Review

YEARLY HIGH

0.9258 NAD

YEARLY LOW

0.7679 NAD

YEARLY AVERAGE

0.8548 NAD

2014 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 0.9258. Conversely, the yearly low was recorded on October 30, dropping to 0.7679.

This high-to-low spread represents a total annual volatility of 0.1579 NAD. From a start-to-finish perspective, comparing the January average rate of 0.8996 to the December average rate of 0.8224, the exchange rate registered a net change of -8.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.9258 was up 6.27% compared to the 2013 peak of 0.8711, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 4,629 NAD

2013 Average 3,998 NAD

Yearly Trough Low 3,839 NAD

Transaction Impact: A difference of 789.41 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.9173

0.7692

JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8810, compared to 0.8287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0523 points.

H1 Avg (Jan–Jun) 0.8810

H2 Avg (Jul–Dec) 0.8287

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0919 NAD (High: 0.8701 / Low: 0.7782). On the other end, July was the most stable month, with a tight range of 0.0238 NAD (High: 0.8779 / Low: 0.8541).

December Spread (Volatile) ±0.0919

July Spread (Stable) ±0.0238

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0326 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0326

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.8996) against the same month in 2013 (average: 0.6736), the exchange rate shifted by +0.2259 (+33.54%).

2014 Avg (January) 0.8996

2013 Avg (January) 0.6736

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9258	0.8717	0.8996
February	0.9218	0.8881	0.9049
March	0.8971	0.8701	0.8849
April	0.8934	0.8593	0.8735
May	0.8782	0.8253	0.8535
June	0.8826	0.8578	0.8694
July	0.8779	0.8541	0.8665
August	0.8739	0.8197	0.8483
September	0.8564	0.8219	0.8396
October	0.8593	0.7679	0.8141
November	0.7956	0.7702	0.7815
December	0.8701	0.7782	0.8224