2020 SCR to NAD Historical Review

YEARLY HIGH

1.3751 NAD

YEARLY LOW

0.6859 NAD

YEARLY AVERAGE

0.9789 NAD

2020 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 1.3751. Conversely, the yearly low was recorded on December 21, dropping to 0.6859.

This high-to-low spread represents a total annual volatility of 0.6893 NAD. From a start-to-finish perspective, comparing the January average rate of 1.0510 to the December average rate of 0.7019, the exchange rate registered a net change of -33.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3751 was down 49.22% compared to the 2019 peak of 2.7082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,876 NAD

2019 Average 5,304 NAD

Yearly Trough Low 3,429 NAD

Transaction Impact: A difference of 3,446.35 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2687

0.6504

JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0877, compared to 0.8702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2175 points.

H1 Avg (Jan–Jun) 1.0877

H2 Avg (Jul–Dec) 0.8702

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.3403 NAD (High: 1.3751 / Low: 1.0348). On the other end, July was the most stable month, with a tight range of 0.0466 NAD (High: 0.9699 / Low: 0.9233).

April Spread (Volatile) ±0.3403

July Spread (Stable) ±0.0466

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1360 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1360

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.1418) against the same month in 2019 (average: 1.0343), the exchange rate shifted by +0.1075 (+10.40%).

2020 Avg (April) 1.1418

2019 Avg (April) 1.0343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.1161	1.0226	1.0510
February	1.1594	1.0781	1.0959
March	1.3165	1.1185	1.2171
April	1.3751	1.0348	1.1418
May	1.1430	0.9887	1.0459
June	1.0279	0.9432	0.9742
July	0.9699	0.9233	0.9484
August	0.9921	0.9304	0.9708
September	0.9699	0.9042	0.9359
October	1.0050	0.8384	0.9001
November	0.8437	0.7343	0.7641
December	0.7379	0.6859	0.7019