2015 SCR to NAD Historical Review

YEARLY HIGH

1.2126 NAD

YEARLY LOW

0.8001 NAD

YEARLY AVERAGE

0.9620 NAD

2015 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.2126. Conversely, the yearly low was recorded on February 5, dropping to 0.8001.

This high-to-low spread represents a total annual volatility of 0.4125 NAD. From a start-to-finish perspective, comparing the January average rate of 0.8315 to the December average rate of 1.1777, the exchange rate registered a net change of 41.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2126 was up 30.98% compared to the 2014 peak of 0.9258, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,063 NAD

2014 Average 4,273 NAD

Yearly Trough Low 4,000 NAD

Transaction Impact: A difference of 2,062.30 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2128

0.7918

JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8742, compared to 1.0498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1757 points.

H1 Avg (Jan–Jun) 0.8742

H2 Avg (Jul–Dec) 1.0498

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0936 NAD (High: 1.0401 / Low: 0.9466). On the other end, April was the most stable month, with a tight range of 0.0270 NAD (High: 0.8987 / Low: 0.8716).

August Spread (Volatile) ±0.0936

April Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0099 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.1777) against the same month in 2014 (average: 0.8224), the exchange rate shifted by +0.3553 (+43.20%).

2015 Avg (December) 1.1777

2014 Avg (December) 0.8224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8894	0.8087	0.8315
February	0.8564	0.8001	0.8269
March	0.9181	0.8296	0.8813
April	0.8987	0.8716	0.8843
May	0.9126	0.8811	0.8916
June	0.9526	0.9097	0.9296
July	0.9745	0.9173	0.9492
August	1.0401	0.9466	0.9856
September	1.1027	1.0128	1.0468
October	1.0870	0.9990	1.0369
November	1.1321	1.0421	1.1028
December	1.2126	1.1297	1.1777