YEARLY HIGH
1.4366 NAD
YEARLY LOW
1.0079 NAD
YEARLY AVERAGE
1.2053 NAD

2022 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 6, valuing the pair at 1.4366. Conversely, the yearly low was recorded on March 30, dropping to 1.0079.

This high-to-low spread represents a total annual volatility of 0.4287 NAD. From a start-to-finish perspective, comparing the January average rate of 1.1271 to the December average rate of 1.2906, the exchange rate registered a net change of 14.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4366 was up 14.15% compared to the 2021 peak of 1.2585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 7,183 NAD
2021 Average 4,751 NAD
Yearly Trough Low 5,040 NAD
Transaction Impact: A difference of 2,143.31 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.3875
1.0107
JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1212, compared to 1.2894 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1683 points.

H1 Avg (Jan–Jun) 1.1212
H2 Avg (Jul–Dec) 1.2894

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.1965 NAD (High: 1.2073 / Low: 1.0108). On the other end, October was the most stable month, with a tight range of 0.0898 NAD (High: 1.3991 / Low: 1.3093).

April Spread (Volatile) ±0.1965
October Spread (Stable) ±0.0898

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0719 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0719

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 1.3085) against the same month in 2021 (average: 1.1474), the exchange rate shifted by +0.1611 (+14.04%).

2022 Avg (November) 1.3085
2021 Avg (November) 1.1474

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1935 1.0271 1.1271
February 1.1805 1.0389 1.1140
March 1.1084 1.0079 1.0421
April 1.2073 1.0108 1.0554
May 1.2471 1.1287 1.2099
June 1.2517 1.0786 1.1784
July 1.2962 1.1360 1.2135
August 1.3121 1.2023 1.2594
September 1.3862 1.2063 1.3085
October 1.3991 1.3093 1.3561
November 1.4366 1.2482 1.3085
December 1.3555 1.2038 1.2906