YEARLY HIGH
1.3730 NAD
YEARLY LOW
1.0927 NAD
YEARLY AVERAGE
1.2511 NAD

2025 SCR to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 1.3730. Conversely, the yearly low was recorded on December 25, dropping to 1.0927.

This high-to-low spread represents a total annual volatility of 0.2803 NAD. From a start-to-finish perspective, comparing the January average rate of 1.3037 to the December average rate of 1.1704, the exchange rate registered a net change of -10.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.3730 was down 5.82% compared to the 2024 peak of 1.4579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 6,865 NAD
2024 Average 6,706 NAD
Yearly Trough Low 5,463 NAD
Transaction Impact: A difference of 1,401.72 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.3372
1.1553
JanuMarcMayJulySeptNove

SCR to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2838, compared to 1.2185 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0653 points.

H1 Avg (Jan–Jun) 1.2838
H2 Avg (Jul–Dec) 1.2185

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.1665 NAD (High: 1.2592 / Low: 1.0927). On the other end, March was the most stable month, with a tight range of 0.0552 NAD (High: 1.2966 / Low: 1.2414).

December Spread (Volatile) ±0.1665
March Spread (Stable) ±0.0552

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0746 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.3220) against the same month in 2024 (average: 1.3899), the exchange rate shifted by -0.0679 (-4.88%).

2025 Avg (April) 1.3220
2024 Avg (April) 1.3899

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3344 1.2325 1.3037
February 1.3077 1.2254 1.2813
March 1.2966 1.2414 1.2722
April 1.3730 1.2689 1.3220
May 1.3163 1.2563 1.2825
June 1.2742 1.2011 1.2410
July 1.2733 1.2008 1.2455
August 1.2718 1.1585 1.2312
September 1.2489 1.1394 1.1991
October 1.2864 1.1455 1.2198
November 1.2831 1.1242 1.2450
December 1.2592 1.0927 1.1704