YEARLY HIGH
3.1524 UAH
YEARLY LOW
2.7122 UAH
YEARLY AVERAGE
2.9153 UAH

2025 SCR to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 3.1524. Conversely, the yearly low was recorded on September 18, dropping to 2.7122.

This high-to-low spread represents a total annual volatility of 0.4402 UAH. From a start-to-finish perspective, comparing the January average rate of 2.9305 to the December average rate of 2.9363, the exchange rate registered a net change of 0.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.1524 was down 2.25% compared to the 2024 peak of 3.2250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 15,762 UAH
2024 Average 14,696 UAH
Yearly Trough Low 13,561 UAH
Transaction Impact: A difference of 2,201.05 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.0635
2.8177
JanuMarcMayJulySeptNove

SCR to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9024, compared to 2.9283 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0259 points.

H1 Avg (Jan–Jun) 2.9024
H2 Avg (Jul–Dec) 2.9283

Volatility Range Comparison

Volatility

The most volatile month in 2025 was November, with a trading range of 0.3718 UAH (High: 3.1524 / Low: 2.7806). On the other end, May was the most stable month, with a tight range of 0.0194 UAH (High: 2.9331 / Low: 2.9137).

November Spread (Volatile) ±0.3718
May Spread (Stable) ±0.0194

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1067 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 3.0430) against the same month in 2024 (average: 3.0118), the exchange rate shifted by +0.0312 (+1.03%).

2025 Avg (November) 3.0430
2024 Avg (November) 3.0118

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.9905 2.7765 2.9305
February 2.9199 2.7595 2.8860
March 2.9153 2.8184 2.8879
April 2.9451 2.8570 2.8953
May 2.9331 2.9137 2.9236
June 2.9681 2.8112 2.8911
July 2.9654 2.8575 2.9339
August 2.9501 2.7140 2.8772
September 2.9191 2.7122 2.8381
October 3.1059 2.7584 2.9411
November 3.1524 2.7806 3.0430
December 3.1361 2.7697 2.9363