2013 SGD to BAM Historical Review

YEARLY HIGH

1.2315 BAM

YEARLY LOW

1.1200 BAM

YEARLY AVERAGE

1.1782 BAM

2013 SGD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SGD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 1.2315. Conversely, the yearly low was recorded on December 30, dropping to 1.1200.

This high-to-low spread represents a total annual volatility of 0.1116 BAM. From a start-to-finish perspective, comparing the January average rate of 1.1992 to the December average rate of 1.1342, the exchange rate registered a net change of -5.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.2315 was down 4.39% compared to the 2012 peak of 1.2880, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,158 BAM

2012 Average 6,098 BAM

Yearly Trough Low 5,600 BAM

Transaction Impact: A difference of 557.76 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.2216

1.1263

JanuMarcMayJulySeptNove

SGD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1989, compared to 1.1576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0413 points.

H1 Avg (Jan–Jun) 1.1989

H2 Avg (Jul–Dec) 1.1576

Volatility Range Comparison

Volatility

The most volatile month in 2013 was January, with a trading range of 0.0562 BAM (High: 1.2223 / Low: 1.1661). On the other end, September was the most stable month, with a tight range of 0.0136 BAM (High: 1.1659 / Low: 1.1523).

January Spread (Volatile) ±0.0562

September Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0296 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0296

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 1.2137) against the same month in 2012 (average: 1.1891), the exchange rate shifted by +0.0246 (+2.07%).

2013 Avg (April) 1.2137

2012 Avg (April) 1.1891

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2223	1.1661	1.1992
February	1.2098	1.1558	1.1828
March	1.2313	1.2006	1.2116
April	1.2315	1.2051	1.2137
May	1.2186	1.1928	1.2079
June	1.1964	1.1599	1.1783
July	1.1955	1.1587	1.1799
August	1.1665	1.1396	1.1552
September	1.1659	1.1523	1.1597
October	1.1629	1.1463	1.1540
November	1.1745	1.1462	1.1623
December	1.1495	1.1200	1.1342