YEARLY HIGH
1.3337 BAM
YEARLY LOW
1.2949 BAM
YEARLY AVERAGE
1.3150 BAM

2026 SGD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 1.3337. Conversely, the yearly low was recorded on January 28, dropping to 1.2949.

This high-to-low spread represents a total annual volatility of 0.0387 BAM. From a start-to-finish perspective, comparing the January average rate of 1.3023 to the December average rate of 1.3231, the exchange rate registered a net change of 1.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.3337 was down 5.06% compared to the 2025 peak of 1.4047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,668 BAM
2025 Average 6,631 BAM
Yearly Trough Low 6,475 BAM
Transaction Impact: A difference of 193.59 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.3287
1.2999
JanuMarcMayJuly

SGD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3117, compared to 1.3247 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0130 points.

H1 Avg (Jan–Jun) 1.3117
H2 Avg (Jul–Dec) 1.3247

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0305 BAM (High: 1.3337 / Low: 1.3031). On the other end, August was the most stable month, with a tight range of 0.0036 BAM (High: 1.3251 / Low: 1.3215).

March Spread (Volatile) ±0.0305
August Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0091 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.3202) against the same month in 2025 (average: 1.3550), the exchange rate shifted by -0.0348 (-2.57%).

2026 Avg (March) 1.3202
2025 Avg (March) 1.3550

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3096 1.2949 1.3023
February 1.3129 1.2966 1.3050
March 1.3337 1.3031 1.3202
April 1.3295 1.3040 1.3111
May 1.3168 1.3105 1.3150
June 1.3283 1.3018 1.3166
July 1.3319 1.3231 1.3263
August 1.3251 1.3215 1.3231