YEARLY HIGH
1.4247 BAM
YEARLY LOW
1.2659 BAM
YEARLY AVERAGE
1.3480 BAM

2022 SGD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 1.4247. Conversely, the yearly low was recorded on January 16, dropping to 1.2659.

This high-to-low spread represents a total annual volatility of 0.1588 BAM. From a start-to-finish perspective, comparing the January average rate of 1.2793 to the December average rate of 1.3666, the exchange rate registered a net change of 6.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4247 was up 11.18% compared to the 2021 peak of 1.2815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,124 BAM
2021 Average 6,153 BAM
Yearly Trough Low 6,330 BAM
Transaction Impact: A difference of 793.98 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4113
1.2667
JanuMarcMayJulySeptNove

SGD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3102, compared to 1.3859 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0757 points.

H1 Avg (Jan–Jun) 1.3102
H2 Avg (Jul–Dec) 1.3859

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0684 BAM (High: 1.4237 / Low: 1.3552). On the other end, February was the most stable month, with a tight range of 0.0220 BAM (High: 1.2890 / Low: 1.2670).

November Spread (Volatile) ±0.0684
February Spread (Stable) ±0.0220

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0175 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 1.3950) against the same month in 2021 (average: 1.2320), the exchange rate shifted by +0.1630 (+13.23%).

2022 Avg (September) 1.3950
2021 Avg (September) 1.2320

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2970 1.2659 1.2793
February 1.2890 1.2670 1.2787
March 1.3197 1.2889 1.3067
April 1.3426 1.3034 1.3226
May 1.3524 1.3274 1.3379
June 1.3595 1.3201 1.3358
July 1.3993 1.3401 1.3752
August 1.4150 1.3807 1.3951
September 1.4247 1.3658 1.3950
October 1.4172 1.3825 1.3992
November 1.4237 1.3552 1.3841
December 1.3839 1.3536 1.3666