YEARLY HIGH
1.4047 BAM
YEARLY LOW
1.2868 BAM
YEARLY AVERAGE
1.3266 BAM

2025 SGD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 1.4047. Conversely, the yearly low was recorded on September 25, dropping to 1.2868.

This high-to-low spread represents a total annual volatility of 0.1179 BAM. From a start-to-finish perspective, comparing the January average rate of 1.3873 to the December average rate of 1.2935, the exchange rate registered a net change of -6.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4047 was up 0.52% compared to the 2024 peak of 1.3974, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,023 BAM
2024 Average 6,763 BAM
Yearly Trough Low 6,434 BAM
Transaction Impact: A difference of 589.41 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4055
1.2833
JanuMarcMayJulySeptNove

SGD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3534, compared to 1.2998 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0536 points.

H1 Avg (Jan–Jun) 1.3534
H2 Avg (Jul–Dec) 1.2998

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0614 BAM (High: 1.3568 / Low: 1.2954). On the other end, November was the most stable month, with a tight range of 0.0111 BAM (High: 1.3036 / Low: 1.2926).

April Spread (Volatile) ±0.0614
November Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0403 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.3953) against the same month in 2024 (average: 1.3465), the exchange rate shifted by +0.0488 (+3.62%).

2025 Avg (February) 1.3953
2024 Avg (February) 1.3465

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4025 1.3760 1.3873
February 1.4047 1.3811 1.3953
March 1.3961 1.3380 1.3550
April 1.3568 1.2954 1.3205
May 1.3538 1.3174 1.3388
June 1.3439 1.3072 1.3236
July 1.3166 1.2995 1.3056
August 1.3282 1.3004 1.3070
September 1.3056 1.2868 1.2973
October 1.3040 1.2896 1.2966
November 1.3036 1.2926 1.2990
December 1.3008 1.2887 1.2935