2018 SGD to BAM Historical Review

YEARLY HIGH

1.2630 BAM

YEARLY LOW

1.1869 BAM

YEARLY AVERAGE

1.2269 BAM

2018 SGD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SGD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.2630. Conversely, the yearly low was recorded on February 4, dropping to 1.1869.

This high-to-low spread represents a total annual volatility of 0.0761 BAM. From a start-to-finish perspective, comparing the January average rate of 1.2142 to the December average rate of 1.2534, the exchange rate registered a net change of 3.23% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.2630 was down 4.42% compared to the 2017 peak of 1.3214, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,315 BAM

2017 Average 6,279 BAM

Yearly Trough Low 5,934 BAM

Transaction Impact: A difference of 380.61 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.2587

1.1942

JanuMarcMayJulySeptNove

SGD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2177, compared to 1.2362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0185 points.

H1 Avg (Jan–Jun) 1.2177

H2 Avg (Jul–Dec) 1.2362

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0490 BAM (High: 1.2627 / Low: 1.2136). On the other end, April was the most stable month, with a tight range of 0.0163 BAM (High: 1.2201 / Low: 1.2038).

November Spread (Volatile) ±0.0490

April Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0172 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 1.2534) against the same month in 2017 (average: 1.2270), the exchange rate shifted by +0.0264 (+2.15%).

2018 Avg (December) 1.2534

2017 Avg (December) 1.2270

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2271	1.1963	1.2142
February	1.2089	1.1869	1.1996
March	1.2141	1.1967	1.2060
April	1.2201	1.2038	1.2093
May	1.2581	1.2154	1.2344
June	1.2565	1.2294	1.2424
July	1.2353	1.1981	1.2253
August	1.2522	1.2180	1.2369
September	1.2361	1.1947	1.2200
October	1.2492	1.2075	1.2337
November	1.2627	1.2136	1.2479
December	1.2630	1.2452	1.2534