2014 SGD to BBD Historical Review

YEARLY HIGH

1.6156 BBD

YEARLY LOW

1.5095 BBD

YEARLY AVERAGE

1.5787 BBD

2014 SGD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 1.6156. Conversely, the yearly low was recorded on December 31, dropping to 1.5095.

This high-to-low spread represents a total annual volatility of 0.1061 BBD. From a start-to-finish perspective, comparing the January average rate of 1.5721 to the December average rate of 1.5192, the exchange rate registered a net change of -3.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6156 was down 1.38% compared to the 2013 peak of 1.6382, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 8,078 BBD

2013 Average 7,994 BBD

Yearly Trough Low 7,547 BBD

Transaction Impact: A difference of 530.28 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6178

1.5102

JanuMarcMayJulySeptNove

SGD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5866, compared to 1.5707 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 1.5866

H2 Avg (Jul–Dec) 1.5707

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0327 BBD (High: 1.6005 / Low: 1.5678). On the other end, August was the most stable month, with a tight range of 0.0092 BBD (High: 1.6065 / Low: 1.5973).

September Spread (Volatile) ±0.0327

August Spread (Stable) ±0.0092

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0247 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 1.6089) against the same month in 2013 (average: 1.5776), the exchange rate shifted by +0.0312 (+1.98%).

2014 Avg (July) 1.6089

2013 Avg (July) 1.5776

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5831	1.5632	1.5721
February	1.5887	1.5662	1.5790
March	1.5902	1.5686	1.5781
April	1.6020	1.5837	1.5939
May	1.6033	1.5928	1.5978
June	1.6034	1.5903	1.5987
July	1.6156	1.6035	1.6089
August	1.6065	1.5973	1.6018
September	1.6005	1.5678	1.5827
October	1.5739	1.5571	1.5682
November	1.5562	1.5329	1.5435
December	1.5327	1.5095	1.5192