2015 SGD to BBD Historical Review

YEARLY HIGH

1.5149 BBD

YEARLY LOW

1.3959 BBD

YEARLY AVERAGE

1.4557 BBD

2015 SGD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 1.5149. Conversely, the yearly low was recorded on October 3, dropping to 1.3959.

This high-to-low spread represents a total annual volatility of 0.1190 BBD. From a start-to-finish perspective, comparing the January average rate of 1.4961 to the December average rate of 1.4208, the exchange rate registered a net change of -5.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.5149 was down 6.23% compared to the 2014 peak of 1.6156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,574 BBD

2014 Average 7,893 BBD

Yearly Trough Low 6,979 BBD

Transaction Impact: A difference of 594.98 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.5081

1.4044

JanuMarcMayJulySeptNove

SGD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4820, compared to 1.4294 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0526 points.

H1 Avg (Jan–Jun) 1.4820

H2 Avg (Jul–Dec) 1.4294

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0561 BBD (High: 1.5149 / Low: 1.4587). On the other end, February was the most stable month, with a tight range of 0.0187 BBD (High: 1.4871 / Low: 1.4685).

April Spread (Volatile) ±0.0561

February Spread (Stable) ±0.0187

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0385 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0385

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 1.4825) against the same month in 2014 (average: 1.5939), the exchange rate shifted by -0.1114 (-6.99%).

2015 Avg (April) 1.4825

2014 Avg (April) 1.5939

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5081	1.4774	1.4961
February	1.4871	1.4685	1.4755
March	1.4675	1.4368	1.4524
April	1.5149	1.4587	1.4825
May	1.5142	1.4813	1.4994
June	1.4994	1.4724	1.4863
July	1.4851	1.4566	1.4699
August	1.4582	1.4179	1.4314
September	1.4306	1.4004	1.4130
October	1.4476	1.3959	1.4272
November	1.4314	1.4045	1.4142
December	1.4310	1.4117	1.4208