2020 SGD to BBD Historical Review

YEARLY HIGH

1.5130 BBD

YEARLY LOW

1.3728 BBD

YEARLY AVERAGE

1.4504 BBD

2020 SGD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.5130. Conversely, the yearly low was recorded on March 23, dropping to 1.3728.

This high-to-low spread represents a total annual volatility of 0.1402 BBD. From a start-to-finish perspective, comparing the January average rate of 1.4805 to the December average rate of 1.5014, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.5130 was up 1.81% compared to the 2019 peak of 1.4862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,565 BBD

2019 Average 7,331 BBD

Yearly Trough Low 6,864 BBD

Transaction Impact: A difference of 700.85 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.5111

1.3952

JanuMarcMayJulySeptNove

SGD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4304, compared to 1.4705 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0401 points.

H1 Avg (Jan–Jun) 1.4304

H2 Avg (Jul–Dec) 1.4705

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0798 BBD (High: 1.4526 / Low: 1.3728). On the other end, October was the most stable month, with a tight range of 0.0143 BBD (High: 1.4783 / Low: 1.4640).

March Spread (Volatile) ±0.0798

October Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0408 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0408

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.5014) against the same month in 2019 (average: 1.4744), the exchange rate shifted by +0.0270 (+1.83%).

2020 Avg (December) 1.5014

2019 Avg (December) 1.4744

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4867	1.4653	1.4805
February	1.4658	1.4267	1.4397
March	1.4526	1.3728	1.4123
April	1.4173	1.3890	1.4049
May	1.4166	1.4011	1.4099
June	1.4436	1.4202	1.4349
July	1.4584	1.4332	1.4413
August	1.4726	1.4530	1.4607
September	1.4735	1.4521	1.4637
October	1.4783	1.4640	1.4708
November	1.4952	1.4623	1.4850
December	1.5130	1.4949	1.5014