2021 SGD to BBD Historical Review

YEARLY HIGH

1.5180 BBD

YEARLY LOW

1.4572 BBD

YEARLY AVERAGE

1.4885 BBD

2021 SGD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.5180. Conversely, the yearly low was recorded on December 4, dropping to 1.4572.

This high-to-low spread represents a total annual volatility of 0.0609 BBD. From a start-to-finish perspective, comparing the January average rate of 1.5081 to the December average rate of 1.4669, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5180 was up 0.33% compared to the 2020 peak of 1.5130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 7,590 BBD

2020 Average 7,253 BBD

Yearly Trough Low 7,286 BBD

Transaction Impact: A difference of 304.34 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5123

1.4628

JanuMarcMayJulySeptNove

SGD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5009, compared to 1.4761 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0248 points.

H1 Avg (Jan–Jun) 1.5009

H2 Avg (Jul–Dec) 1.4761

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0263 BBD (High: 1.4848 / Low: 1.4585). On the other end, January was the most stable month, with a tight range of 0.0163 BBD (High: 1.5180 / Low: 1.5017).

November Spread (Volatile) ±0.0263

January Spread (Stable) ±0.0163

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0229 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.5081) against the same month in 2020 (average: 1.4805), the exchange rate shifted by +0.0276 (+1.86%).

2021 Avg (January) 1.5081

2020 Avg (January) 1.4805

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5180	1.5017	1.5081
February	1.5165	1.4960	1.5063
March	1.5065	1.4810	1.4894
April	1.5100	1.4861	1.4980
May	1.5142	1.4966	1.5046
June	1.5122	1.4861	1.4992
July	1.4870	1.4638	1.4763
August	1.4876	1.4654	1.4762
September	1.4915	1.4688	1.4841
October	1.4892	1.4720	1.4801
November	1.4848	1.4585	1.4733
December	1.4830	1.4572	1.4669