2015 SGD to BGN Historical Review

YEARLY HIGH

1.3533 BGN

YEARLY LOW

1.2010 BGN

YEARLY AVERAGE

1.2828 BGN

2015 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 1.3533. Conversely, the yearly low was recorded on August 24, dropping to 1.2010.

This high-to-low spread represents a total annual volatility of 0.1522 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2584 to the December average rate of 1.2747, the exchange rate registered a net change of 1.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.3533 was up 10.90% compared to the 2014 peak of 1.2203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,766 BGN

2014 Average 5,820 BGN

Yearly Trough Low 6,005 BGN

Transaction Impact: A difference of 761.19 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.3519

1.2184

JanuMarcMayJulySeptNove

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2986, compared to 1.2669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0317 points.

H1 Avg (Jan–Jun) 1.2986

H2 Avg (Jul–Dec) 1.2669

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0984 BGN (High: 1.2994 / Low: 1.2010). On the other end, February was the most stable month, with a tight range of 0.0203 BGN (High: 1.2837 / Low: 1.2634).

August Spread (Volatile) ±0.0984

February Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0491 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0491

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 1.3407) against the same month in 2014 (average: 1.1294), the exchange rate shifted by +0.2113 (+18.71%).

2015 Avg (April) 1.3407

2014 Avg (April) 1.1294

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3025	1.2188	1.2584
February	1.2837	1.2634	1.2713
March	1.3388	1.2812	1.3123
April	1.3533	1.3175	1.3407
May	1.3313	1.2932	1.3137
June	1.3203	1.2838	1.2954
July	1.3189	1.2902	1.3064
August	1.2994	1.2010	1.2573
September	1.2390	1.2185	1.2295
October	1.2750	1.2170	1.2442
November	1.3107	1.2694	1.2893
December	1.3087	1.2602	1.2747