2016 SGD to BGN Historical Review

YEARLY HIGH

1.3145 BGN

YEARLY LOW

1.2417 BGN

YEARLY AVERAGE

1.2803 BGN

2016 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 10, valuing the pair at 1.3145. Conversely, the yearly low was recorded on February 9, dropping to 1.2417.

This high-to-low spread represents a total annual volatility of 0.0727 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2573 to the December average rate of 1.2920, the exchange rate registered a net change of 2.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.3145 was down 2.87% compared to the 2015 peak of 1.3533, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,572 BGN

2015 Average 6,414 BGN

Yearly Trough Low 6,209 BGN

Transaction Impact: A difference of 363.55 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.3147

1.2483

JanuMarcMayJulySeptNove

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2696, compared to 1.2909 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0214 points.

H1 Avg (Jan–Jun) 1.2696

H2 Avg (Jul–Dec) 1.2909

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0390 BGN (High: 1.3072 / Low: 1.2683). On the other end, July was the most stable month, with a tight range of 0.0104 BGN (High: 1.3145 / Low: 1.3040).

June Spread (Volatile) ±0.0390

July Spread (Stable) ±0.0104

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0143 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 1.3091) against the same month in 2015 (average: 1.3064), the exchange rate shifted by +0.0027 (+0.21%).

2016 Avg (July) 1.3091

2015 Avg (July) 1.3064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2739	1.2418	1.2573
February	1.2770	1.2417	1.2539
March	1.2926	1.2702	1.2804
April	1.2870	1.2688	1.2773
May	1.2755	1.2528	1.2636
June	1.3072	1.2683	1.2849
July	1.3145	1.3040	1.3091
August	1.3103	1.2793	1.2949
September	1.2923	1.2759	1.2836
October	1.2929	1.2735	1.2817
November	1.2997	1.2689	1.2843
December	1.3030	1.2787	1.2920