2018 SGD to BGN Historical Review

YEARLY HIGH

1.2623 BGN

YEARLY LOW

1.1878 BGN

YEARLY AVERAGE

1.2281 BGN

2018 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 1.2623. Conversely, the yearly low was recorded on February 2, dropping to 1.1878.

This high-to-low spread represents a total annual volatility of 0.0745 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2131 to the December average rate of 1.2540, the exchange rate registered a net change of 3.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.2623 was down 4.39% compared to the 2017 peak of 1.3202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,311 BGN

2017 Average 6,277 BGN

Yearly Trough Low 5,939 BGN

Transaction Impact: A difference of 372.34 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.2595

1.1944

JanuMarcMayJulySeptNove

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2178, compared to 1.2384 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0205 points.

H1 Avg (Jan–Jun) 1.2178

H2 Avg (Jul–Dec) 1.2384

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0350 BGN (High: 1.2575 / Low: 1.2224). On the other end, July was the most stable month, with a tight range of 0.0084 BGN (High: 1.2322 / Low: 1.2238).

May Spread (Volatile) ±0.0350

July Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0146 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 1.2540) against the same month in 2017 (average: 1.2267), the exchange rate shifted by +0.0274 (+2.23%).

2018 Avg (December) 1.2540

2017 Avg (December) 1.2267

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2274	1.2008	1.2131
February	1.2104	1.1878	1.1998
March	1.2127	1.1957	1.2060
April	1.2212	1.2049	1.2109
May	1.2575	1.2224	1.2349
June	1.2534	1.2273	1.2423
July	1.2322	1.2238	1.2277
August	1.2504	1.2240	1.2383
September	1.2332	1.2169	1.2242
October	1.2476	1.2257	1.2341
November	1.2613	1.2447	1.2517
December	1.2623	1.2462	1.2540