2019 SGD to BGN Historical Review

YEARLY HIGH

1.3055 BGN

YEARLY LOW

1.2467 BGN

YEARLY AVERAGE

1.2810 BGN

2019 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 1.3055. Conversely, the yearly low was recorded on January 1, dropping to 1.2467.

This high-to-low spread represents a total annual volatility of 0.0588 BGN. From a start-to-finish perspective, comparing the January average rate of 1.2632 to the December average rate of 1.2976, the exchange rate registered a net change of 2.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.3055 was up 3.42% compared to the 2018 peak of 1.2623, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,527 BGN

2018 Average 6,141 BGN

Yearly Trough Low 6,233 BGN

Transaction Impact: A difference of 293.93 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.3030

1.2596

JanuMarcMayJulySeptNove

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2744, compared to 1.2875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0131 points.

H1 Avg (Jan–Jun) 1.2744

H2 Avg (Jul–Dec) 1.2875

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0268 BGN (High: 1.2834 / Low: 1.2566). On the other end, July was the most stable month, with a tight range of 0.0101 BGN (High: 1.2867 / Low: 1.2767).

August Spread (Volatile) ±0.0268

July Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0117 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2019: 1.2994) against the same month in 2018 (average: 1.2517), the exchange rate shifted by +0.0477 (+3.81%).

2019 Avg (November) 1.2994

2018 Avg (November) 1.2517

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2721	1.2467	1.2632
February	1.2776	1.2639	1.2730
March	1.2873	1.2703	1.2784
April	1.2920	1.2775	1.2848
May	1.2849	1.2685	1.2753
June	1.2836	1.2658	1.2718
July	1.2867	1.2767	1.2810
August	1.2834	1.2566	1.2692
September	1.2982	1.2754	1.2872
October	1.2960	1.2847	1.2908
November	1.3055	1.2894	1.2994
December	1.3034	1.2907	1.2976