YEARLY HIGH
1.3368 BGN
YEARLY LOW
1.2905 BGN
YEARLY AVERAGE
1.3151 BGN

2026 SGD to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 1.3368. Conversely, the yearly low was recorded on January 27, dropping to 1.2905.

This high-to-low spread represents a total annual volatility of 0.0464 BGN. From a start-to-finish perspective, comparing the January average rate of 1.3016 to the December average rate of 1.3222, the exchange rate registered a net change of 1.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.3368 was down 4.60% compared to the 2025 peak of 1.4013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 6,684 BGN
2025 Average 6,629 BGN
Yearly Trough Low 6,452 BGN
Transaction Impact: A difference of 231.93 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.3287
1.2992
JanuMarcMayJuly

SGD to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3121, compared to 1.3242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 1.3121
H2 Avg (Jul–Dec) 1.3242

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0271 BGN (High: 1.3368 / Low: 1.3097). On the other end, August was the most stable month, with a tight range of 0.0028 BGN (High: 1.3239 / Low: 1.3211).

March Spread (Volatile) ±0.0271
August Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0107 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0107

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.3215) against the same month in 2025 (average: 1.3557), the exchange rate shifted by -0.0342 (-2.52%).

2026 Avg (March) 1.3215
2025 Avg (March) 1.3557

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3093 1.2905 1.3016
February 1.3115 1.2972 1.3056
March 1.3368 1.3097 1.3215
April 1.3196 1.3036 1.3108
May 1.3170 1.3096 1.3141
June 1.3274 1.3115 1.3189
July 1.3327 1.3234 1.3262
August 1.3239 1.3211 1.3222