2012 SGD to DJF Historical Review

YEARLY HIGH

146.4123 DJF

YEARLY LOW

137.2008 DJF

YEARLY AVERAGE

142.7384 DJF

2012 SGD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 17, valuing the pair at 146.4123. Conversely, the yearly low was recorded on January 1, dropping to 137.2008.

This high-to-low spread represents a total annual volatility of 9.2115 DJF. From a start-to-finish perspective, comparing the January average rate of 139.3788 to the December average rate of 145.6361, the exchange rate registered a net change of 4.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 146.4123 was down 0.99% compared to the 2011 peak of 147.8789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 732,061 DJF

2011 Average 707,467 DJF

Yearly Trough Low 686,004 DJF

Transaction Impact: A difference of 46,057.32 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

146.2618

138.7531

JanuMarcMayJulySeptNove

SGD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 141.3747, compared to 144.1022 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7274 points.

H1 Avg (Jan–Jun) 141.3747

H2 Avg (Jul–Dec) 144.1022

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 6.3185 DJF (High: 145.1193 / Low: 138.8008). On the other end, November was the most stable month, with a tight range of 1.1145 DJF (High: 145.9420 / Low: 144.8275).

May Spread (Volatile) ±6.3185

November Spread (Stable) ±1.1145

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.8706 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.8706

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 145.3223) against the same month in 2011 (average: 139.2499), the exchange rate shifted by +6.0724 (+4.36%).

2012 Avg (October) 145.3223

2011 Avg (October) 139.2499

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	142.5422	137.2008	139.3788
February	143.8382	140.6388	142.2497
March	143.5586	141.1881	141.9704
April	144.5023	142.0655	142.9955
May	145.1193	138.8008	141.7622
June	141.6676	138.6233	139.8916
July	142.7946	140.0317	141.1491
August	143.6317	141.8844	142.5912
September	146.1689	142.6201	144.5745
October	146.4123	144.2548	145.3223
November	145.9420	144.8275	145.3398
December	146.2216	144.8923	145.6361