2015 SGD to DJF Historical Review

YEARLY HIGH

134.5973 DJF

YEARLY LOW

123.8825 DJF

YEARLY AVERAGE

129.2865 DJF

2015 SGD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 134.5973. Conversely, the yearly low was recorded on October 3, dropping to 123.8825.

This high-to-low spread represents a total annual volatility of 10.7148 DJF. From a start-to-finish perspective, comparing the January average rate of 133.0788 to the December average rate of 126.1919, the exchange rate registered a net change of -5.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 134.5973 was down 6.93% compared to the 2014 peak of 144.6205, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 672,986 DJF

2014 Average 704,441 DJF

Yearly Trough Low 619,413 DJF

Transaction Impact: A difference of 53,573.89 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

133.8457

124.6432

JanuMarcMayJulySeptNove

SGD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 131.6454, compared to 126.9276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.7179 points.

H1 Avg (Jan–Jun) 131.6454

H2 Avg (Jul–Dec) 126.9276

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 4.7818 DJF (High: 134.2383 / Low: 129.4565). On the other end, December was the most stable month, with a tight range of 1.6885 DJF (High: 127.0854 / Low: 125.3969).

April Spread (Volatile) ±4.7818

December Spread (Stable) ±1.6885

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.2650 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.2650

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 133.0788) against the same month in 2014 (average: 139.9348), the exchange rate shifted by -6.8560 (-4.90%).

2015 Avg (January) 133.0788

2014 Avg (January) 139.9348

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	134.5973	131.1046	133.0788
February	132.5394	130.3755	131.4019
March	130.8484	127.5613	129.1128
April	134.2383	129.4565	131.5550
May	134.2875	131.1496	132.9645
June	132.8422	130.5183	131.7596
July	131.9240	129.1011	130.4503
August	129.7307	126.0085	127.1854
September	127.0592	124.2159	125.4101
October	128.5675	123.8825	126.7275
November	127.0636	124.5488	125.6004
December	127.0854	125.3969	126.1919