2014 SGD to DJF Historical Review

YEARLY HIGH

144.6205 DJF

YEARLY LOW

134.1802 DJF

YEARLY AVERAGE

140.8880 DJF

2014 SGD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 144.6205. Conversely, the yearly low was recorded on December 28, dropping to 134.1802.

This high-to-low spread represents a total annual volatility of 10.4403 DJF. From a start-to-finish perspective, comparing the January average rate of 139.9348 to the December average rate of 135.4903, the exchange rate registered a net change of -3.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 144.6205 was down 0.85% compared to the 2013 peak of 145.8588, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 723,102 DJF

2013 Average 709,514 DJF

Yearly Trough Low 670,901 DJF

Transaction Impact: A difference of 52,201.69 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

144.6059

134.6616

JanuMarcMayJulySeptNove

SGD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 141.5064, compared to 140.2696 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2368 points.

H1 Avg (Jan–Jun) 141.5064

H2 Avg (Jul–Dec) 140.2696

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 3.4862 DJF (High: 143.0532 / Low: 139.5670). On the other end, August was the most stable month, with a tight range of 1.2948 DJF (High: 143.8308 / Low: 142.5360).

September Spread (Volatile) ±3.4862

August Spread (Stable) ±1.2948

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.3110 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.3110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 143.7772) against the same month in 2013 (average: 140.1365), the exchange rate shifted by +3.6407 (+2.60%).

2014 Avg (July) 143.7772

2013 Avg (July) 140.1365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	141.2752	138.8204	139.9348
February	141.8374	139.3705	140.5876
March	141.8830	139.5991	140.4806
April	143.4405	140.7748	142.3405
May	143.6445	142.1104	142.8325
June	143.7127	142.1325	142.8622
July	144.6205	142.8886	143.7772
August	143.8308	142.5360	143.2057
September	143.0532	139.5670	141.3360
October	140.8939	138.6156	140.0069
November	139.1157	136.6068	137.8013
December	136.8426	134.1802	135.4903