2020 SGD to DJF Historical Review

YEARLY HIGH

134.6482 DJF

YEARLY LOW

122.1818 DJF

YEARLY AVERAGE

129.1068 DJF

2020 SGD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 134.6482. Conversely, the yearly low was recorded on March 23, dropping to 122.1818.

This high-to-low spread represents a total annual volatility of 12.4664 DJF. From a start-to-finish perspective, comparing the January average rate of 131.7854 to the December average rate of 133.6492, the exchange rate registered a net change of 1.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 134.6482 was up 1.77% compared to the 2019 peak of 132.3061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 673,241 DJF

2019 Average 652,276 DJF

Yearly Trough Low 610,909 DJF

Transaction Impact: A difference of 62,332.02 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

134.5090

124.1922

JanuMarcMayJulySeptNove

SGD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 127.3205, compared to 130.8931 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.5726 points.

H1 Avg (Jan–Jun) 127.3205

H2 Avg (Jul–Dec) 130.8931

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.1005 DJF (High: 129.2823 / Low: 122.1818). On the other end, October was the most stable month, with a tight range of 1.2347 DJF (High: 131.5692 / Low: 130.3345).

March Spread (Volatile) ±7.1005

October Spread (Stable) ±1.2347

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 3.6312 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -3.6312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 133.6492) against the same month in 2019 (average: 131.2291), the exchange rate shifted by +2.4202 (+1.84%).

2020 Avg (December) 133.6492

2019 Avg (December) 131.2291

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	132.3187	130.4149	131.7854
February	130.4533	127.0022	128.1542
March	129.2823	122.1818	125.7066
April	126.1786	123.6197	125.0519
May	126.0791	124.7351	125.4995
June	128.5144	126.4290	127.7256
July	129.8039	127.5404	128.2914
August	131.0962	129.2634	130.0022
September	131.2495	129.2767	130.2902
October	131.5692	130.3345	130.9288
November	133.0960	130.1492	132.1968
December	134.6482	133.0253	133.6492