2012 SGD to NPR Historical Review

YEARLY HIGH

72.7326 NPR

YEARLY LOW

62.1034 NPR

YEARLY AVERAGE

68.3510 NPR

2012 SGD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 27, valuing the pair at 72.7326. Conversely, the yearly low was recorded on February 16, dropping to 62.1034.

This high-to-low spread represents a total annual volatility of 10.6292 NPR. From a start-to-finish perspective, comparing the January average rate of 64.1509 to the December average rate of 71.6490, the exchange rate registered a net change of 11.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 72.7326 was up 10.44% compared to the 2011 peak of 65.8560, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 363,663 NPR

2011 Average 294,458 NPR

Yearly Trough Low 310,517 NPR

Transaction Impact: A difference of 53,145.82 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

72.5377

62.0322

JanuMarcMayJulySeptNove

SGD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.9333, compared to 70.7687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.8354 points.

H1 Avg (Jan–Jun) 65.9333

H2 Avg (Jul–Dec) 70.7687

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 3.4939 NPR (High: 70.8143 / Low: 67.3203). On the other end, December was the most stable month, with a tight range of 1.1160 NPR (High: 72.1810 / Low: 71.0650).

October Spread (Volatile) ±3.4939

December Spread (Stable) ±1.1160

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.4892 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.4892

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 71.6622) against the same month in 2011 (average: 61.9469), the exchange rate shifted by +9.7153 (+15.68%).

2012 Avg (November) 71.6622

2011 Avg (November) 61.9469

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	66.2882	62.8820	64.1509
February	64.0795	62.1034	62.9077
March	65.0469	62.8633	63.9187
April	68.0372	64.6149	66.0497
May	70.1223	67.4738	68.6701
June	71.0491	68.5482	69.9026
July	71.7478	68.6813	70.1347
August	71.8220	70.6394	71.1303
September	71.9687	68.8717	70.7627
October	70.8143	67.3203	69.2735
November	72.7326	70.3966	71.6622
December	72.1810	71.0650	71.6490