YEARLY HIGH
112.7730 NPR
YEARLY LOW
99.9978 NPR
YEARLY AVERAGE
106.6515 NPR

2025 SGD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 112.7730. Conversely, the yearly low was recorded on January 5, dropping to 99.9978.

This high-to-low spread represents a total annual volatility of 12.7752 NPR. From a start-to-finish perspective, comparing the January average rate of 101.3190 to the December average rate of 111.5795, the exchange rate registered a net change of 10.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 112.7730 was up 7.82% compared to the 2024 peak of 104.5928, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 563,865 NPR
2024 Average 500,866 NPR
Yearly Trough Low 499,989 NPR
Transaction Impact: A difference of 63,876.07 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

112.6056
100.2929
JanuMarcMayJulySeptNove

SGD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.9810, compared to 109.3220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.3410 points.

H1 Avg (Jan–Jun) 103.9810
H2 Avg (Jul–Dec) 109.3220

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 4.1677 NPR (High: 104.9270 / Low: 100.7593). On the other end, September was the most stable month, with a tight range of 1.2366 NPR (High: 110.5995 / Low: 109.3630).

March Spread (Volatile) ±4.1677
September Spread (Stable) ±1.2366

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.7518 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.7518

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 111.5795) against the same month in 2024 (average: 100.5791), the exchange rate shifted by +11.0004 (+10.94%).

2025 Avg (December) 111.5795
2024 Avg (December) 100.5791

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 102.7532 99.9978 101.3190
February 104.3225 101.5655 103.3600
March 104.9270 100.7593 103.5695
April 104.7004 101.4847 103.3632
May 106.3977 103.4604 105.1862
June 108.1055 106.1100 107.0880
July 108.3087 106.9312 107.4454
August 109.8433 106.8110 108.8505
September 110.5995 109.3630 109.8506
October 110.2890 107.9221 109.0988
November 110.2320 108.4263 109.1071
December 112.7730 110.6636 111.5795