2022 SGD to NPR Historical Review

YEARLY HIGH

98.5601 NPR

YEARLY LOW

87.2254 NPR

YEARLY AVERAGE

91.1722 NPR

2022 SGD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 98.5601. Conversely, the yearly low was recorded on January 9, dropping to 87.2254.

This high-to-low spread represents a total annual volatility of 11.3347 NPR. From a start-to-finish perspective, comparing the January average rate of 88.1509 to the December average rate of 97.5693, the exchange rate registered a net change of 10.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 98.5601 was up 9.14% compared to the 2021 peak of 90.3070, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 492,801 NPR

2021 Average 439,757 NPR

Yearly Trough Low 436,127 NPR

Transaction Impact: A difference of 56,673.49 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

98.5111

87.2091

JanuMarcMayJulySeptNove

SGD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 89.2969, compared to 93.0474 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.7505 points.

H1 Avg (Jan–Jun) 89.2969

H2 Avg (Jul–Dec) 93.0474

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 3.4067 NPR (High: 95.7470 / Low: 92.3403). On the other end, June was the most stable month, with a tight range of 1.1266 NPR (High: 90.7914 / Low: 89.6648).

November Spread (Volatile) ±3.4067

June Spread (Stable) ±1.1266

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.2352 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.2352

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 97.5693) against the same month in 2021 (average: 88.4006), the exchange rate shifted by +9.1687 (+10.37%).

2022 Avg (December) 97.5693

2021 Avg (December) 88.4006

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	88.9592	87.2254	88.1509
February	89.7994	87.9629	88.9784
March	90.5502	89.2052	89.7272
April	90.4701	88.1650	89.2825
May	90.6837	88.2239	89.4342
June	90.7914	89.6648	90.2081
July	92.5540	90.0544	91.1939
August	92.8924	90.8194	91.9615
September	91.5571	89.7897	90.7263
October	94.0043	90.7967	92.5070
November	95.7470	92.3403	94.3266
December	98.5601	96.0136	97.5693