2020 SGD to NPR Historical Review

YEARLY HIGH

88.8263 NPR

YEARLY LOW

81.7180 NPR

YEARLY AVERAGE

85.9211 NPR

2020 SGD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 88.8263. Conversely, the yearly low was recorded on February 20, dropping to 81.7180.

This high-to-low spread represents a total annual volatility of 7.1082 NPR. From a start-to-finish perspective, comparing the January average rate of 84.3689 to the December average rate of 88.4347, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 88.8263 was up 4.71% compared to the 2019 peak of 84.8341, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 444,131 NPR

2019 Average 412,652 NPR

Yearly Trough Low 408,590 NPR

Transaction Impact: A difference of 35,541.21 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

89.0479

81.6903

JanuMarcMayJulySeptNove

SGD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 84.7344, compared to 87.1078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.3735 points.

H1 Avg (Jan–Jun) 84.7344

H2 Avg (Jul–Dec) 87.1078

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.3808 NPR (High: 85.6418 / Low: 82.2610). On the other end, December was the most stable month, with a tight range of 0.8389 NPR (High: 88.8263 / Low: 87.9873).

March Spread (Volatile) ±3.3808

December Spread (Stable) ±0.8389

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.0654 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.0654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 88.4347) against the same month in 2019 (average: 83.9507), the exchange rate shifted by +4.4841 (+5.34%).

2020 Avg (December) 88.4347

2019 Avg (December) 83.9507

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	85.3399	83.5598	84.3689
February	83.5844	81.7180	82.3035
March	85.6418	82.2610	83.9557
April	86.4034	84.0299	85.5706
May	85.8397	84.0416	85.2720
June	87.7045	85.7641	86.9357
July	87.2092	85.6679	86.3994
August	87.7303	86.1933	87.1226
September	86.7520	85.4184	85.9516
October	87.3039	86.0812	86.5292
November	88.8002	87.2042	88.2094
December	88.8263	87.9873	88.4347