2021 SGD to NPR Historical Review

YEARLY HIGH

90.3070 NPR

YEARLY LOW

85.7959 NPR

YEARLY AVERAGE

87.9497 NPR

2021 SGD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 90.3070. Conversely, the yearly low was recorded on March 23, dropping to 85.7959.

This high-to-low spread represents a total annual volatility of 4.5111 NPR. From a start-to-finish perspective, comparing the January average rate of 88.2103 to the December average rate of 88.4006, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 90.3070 was up 1.67% compared to the 2020 peak of 88.8263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 451,535 NPR

2020 Average 429,664 NPR

Yearly Trough Low 428,979 NPR

Transaction Impact: A difference of 22,555.40 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

89.3112

86.3696

JanuMarcMayJulySeptNove

SGD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 87.9701, compared to 87.9293 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0408 points.

H1 Avg (Jan–Jun) 87.9701

H2 Avg (Jul–Dec) 87.9293

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.2427 NPR (High: 90.3070 / Low: 87.0643). On the other end, June was the most stable month, with a tight range of 0.7013 NPR (High: 88.4944 / Low: 87.7931).

April Spread (Volatile) ±3.2427

June Spread (Stable) ±0.7013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9610 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.9610

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 89.0661) against the same month in 2020 (average: 85.5706), the exchange rate shifted by +3.4955 (+4.08%).

2021 Avg (April) 89.0661

2020 Avg (April) 85.5706

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	89.0417	87.4796	88.2103
February	88.0338	86.8405	87.5758
March	88.5959	85.7959	86.6148
April	90.3070	87.0643	89.0661
May	89.5427	87.4515	88.1266
June	88.4944	87.7931	88.2270
July	88.5030	87.4167	87.9404
August	88.0639	86.5401	87.5474
September	87.8651	86.9519	87.2930
October	89.2911	87.4080	88.6527
November	88.8746	86.8332	87.7415
December	89.4196	87.4881	88.4006