2012 SGD to SAR Historical Review

YEARLY HIGH

3.0831 SAR

YEARLY LOW

2.8868 SAR

YEARLY AVERAGE

3.0025 SAR

2012 SGD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 17, valuing the pair at 3.0831. Conversely, the yearly low was recorded on January 1, dropping to 2.8868.

This high-to-low spread represents a total annual volatility of 0.1963 SAR. From a start-to-finish perspective, comparing the January average rate of 2.9312 to the December average rate of 3.0725, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 3.0831 was down 1.18% compared to the 2011 peak of 3.1198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 15,415 SAR

2011 Average 14,925 SAR

Yearly Trough Low 14,434 SAR

Transaction Impact: A difference of 981.45 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

3.0866

2.9171

JanuMarcMayJulySeptNove

SGD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9673, compared to 3.0377 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0704 points.

H1 Avg (Jan–Jun) 2.9673

H2 Avg (Jul–Dec) 3.0377

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.1217 SAR (High: 3.0344 / Low: 2.9127). On the other end, December was the most stable month, with a tight range of 0.0150 SAR (High: 3.0798 / Low: 3.0648).

May Spread (Volatile) ±0.1217

December Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0388 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 3.0639) against the same month in 2011 (average: 2.9384), the exchange rate shifted by +0.1255 (+4.27%).

2012 Avg (October) 3.0639

2011 Avg (October) 2.9384

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9943	2.8868	2.9312
February	3.0143	2.9611	2.9903
March	3.0020	2.9585	2.9800
April	3.0322	2.9724	2.9982
May	3.0344	2.9127	2.9713
June	2.9623	2.8988	2.9325
July	3.0143	2.9497	2.9752
August	3.0219	2.9911	3.0044
September	3.0741	3.0044	3.0457
October	3.0831	3.0443	3.0639
November	3.0736	3.0551	3.0645
December	3.0798	3.0648	3.0725